Key Features of IndusInd Bank Online Instant Personal Loan · Loan Amount: Avail loans ranging from ₹30,000 up to ₹5 lakh, catering to diverse financial needs.
- 💸 Get Loan Amount up to ₹5,00,000.
- ⏱ Instant Approval with minimal documentation.
- 📲 100% Digital Process - the entire process online without paperwork.
- 📅 Flexible Tenure: Choose a repayment period between 3 to 60 months.
- 📉 Attractive Interest Rates: Rates starting from 10.49%.
- 🧾 Minimal Documentation: Just PAN, Aadhaar and bank proof required.
- 🏦 Direct Disbursal: Loan amount gets credited directly to your bank account.
- 🛡 No Collateral Needed: Completely unsecured loan – no security or guarantor required.
- 🔐 Safe and Secure: All transactions are encrypted and secure.
- Indian resident individuals.
- Age : 21 to 60 years.
- Income : Minimum Rs.4,80,000 per annum.
- Cibil Score : Minimum 700 or above.
- Original PAN Card.
- Original Aadhaar Card, must be linked with mobile no.
- Running Bank account must be linked with mobile no and must have a valid Debit Card.
- PAN Card
- Aadhaar card
- Mobile No (linked with Aadhaar)
- Bank Statement
- IT File for last 3 years or Latest 2 months salary slip.
- Click on the APPLY NOW button.
- Enter Mobile No.
- Accept terms and conditions and verify OTP.
- Fill in personal details like PAN No, Date of Birth, address, occupation etc.
- Instantly check eligibility and avail an offer.
- Choose Loan Offer.
- Complete KYC.
- Verify Bank Account online and register NACH Mandate.
- Review the loan agreement carefully and esign the agreement using Aadhaar OTP.
- Get the loan amount within 2 to 3 hours directly to your bank account (often within minutes).
- Mobile no must be linked to Aadhaar Card and also the same mobile no must be linked to Bank Account.
- Applicant should not have an existing relationship with IndusInd Bank.